Maternal and newborn - Affordable IVF Initiative - Frequently asked questions (2023)

On this page

  1. IVF and fertility treatments
  2. Pre-IVF fertility testing rebate
  3. Fertility treatment rebate
  4. Government supported IVF clinics
  5. Fertility preservation service
  6. Privacy

IVF and fertility treatments

Who can have IVF treatment?

IVF treatment assists people who are infertile to conceive and have a baby. It may be a male and/or female infertility issue preventing conception or a combination of both. Infertility is the term used when couples have not been able to conceive after 12 months of regular unprotected sex when the woman is under 35 years of age. Or, when the couple has not been able to conceive after 6 months of regular unprotected sex when the woman is 35 years of age or over.

A Specialist will typically conduct some diagnostic examinations to determine the cause of infertility. Not all couples will require IVF treatment; some may be able to conceive a baby by continuing to try naturally (with or without medication) or through less invasive therapies. It is best to discuss your options for IVF with your doctor.

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Pre-IVF Fertility Testing Rebate

Who is eligible to claim the Pre-IVF Fertility Testing Rebate?

To be eligible for the rebate, you must:

  • be a NSW resident
  • be a woman (eligible fertility tests may be for a man or a woman, but only women can submit an application for the rebate)
  • have been referred for eligible fertility tests by a general practitioner or a specialist
  • have a receipt for an out-of-pocket cost for one of the following fertility tests (pre-IVF) after 1 October 2019:
    • Anti-Mullerian Hormone (AMH) test
    • pelvic ultrasound
    • ovulation test
    • semen analysis.

Before you apply, ask your fertility specialist to:

  • refer to thePre-IVF Fertility Testing Rebate checklistto confirm that you are eligible for the rebate
  • complete thePre-IVF Fertility Testing Rebate form[PDF] with you.

You must provide one receipt of an eligible test as proof of your expenses.

The rebate applies to tests for both men and women. However, the woman seeking to become pregnant must lodge the claim on behalf of herself, or her partner or donor, provided that the partner or donor has given consent. (NSW Health acknowledges that people in the transgender community, or who are non-binary, may receive fertility testing but may not identify as women.)

The full rebate amount of $250 ($500 until 31 December 2022) is available even if the receipt you supply is for less than this amount. Women can only claim and receive the rebate once. The rebate is provided in addition to Medicare and any private health insurance rebates available to you.

How do I claim the rebate?

To claim the rebate:

  • Visit theService NSW NSW Pre-IVF Fertility Testing Rebate pageand click Apply Online
  • Log in to your MyServiceNSW account, or create an account if you do not have one
  • Upload the signedPre-IVF Fertility Testing Rebate Form[PDF] and one receipt for fertility testing
  • You may also apply for this rebate in person at any Service NSW Service Centre.

If your application is approved, the rebate will be transferred into your nominated bank account within 28 working days. For information on the status or outcome of your claim, contact Service NSW on 13 77 88.

Which receipt should I attach to my online claim?

To claim the rebate, you must provideonereceipt for an eligible examination. The receipt must show the examination item and out-of-pocket cost incurred.

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Who can confirm eligibility for the rebate?

A specialist must confirm your eligibility for the rebate on thePre-IVF Fertility Testing Rebate Form. The following Specialists can confirm eligibility for the rebate:

  • Specialist Obstetrician and Gynaecologists
  • Specialists in Obstetric and Gynaecological Ultrasound
  • Specialists in Reproductive Endocrinology and Infertility
  • Specialist Urologists
  • Specialist Endocrinologists.

While GPs can order fertility examinations, only Specialists can confirm eligibility for the rebate on the Pre-IVF Fertility Testing Rebate form. A referral letter from a GP is not sufficient.

Can I claim for examinations undertaken during or after IVF?

As a pre-IVF rebate, the rebate is not available for in-cycle IVF procedures or post-IVF examinations. However, if you have already progressed to IVF treatment, it is likely that you undertook one of the eligible pre-IVF diagnostic examinations before beginning IVF treatment and may wish to claim for this.

Is the rebate just for women, or are men also eligible?

Tests applying to both men and women are eligible for the rebate. However, the woman seeking to become pregnant must lodge the claim on behalf of herself, or her partner or donor.

This ensures only one applicant from the partnership seeking to have a child can claim the rebate. The woman is the most appropriate person to receive the rebate as this covers the broadest range of partnerships, including same sex relationships and situations where a surrogate is involved.

Are same-sex couples eligible for the rebate?

Yes. Anyone considering IVF treatment who has out-of-pocket medical costs for testing to determine their fertility is eligible to receive the rebate.

If I live in a state other than NSW, am I eligible to receive the rebate?

Only people who are residents of NSW at the time of testing are eligible. NSW residents can claim the rebate for fertility testing provided in NSW or in another state.

What if my specialist is located outside NSW?

If your specialist is outside of NSW, they may not appear in the drop-down list when lodging your claim online. If this happens, please contact Service NSW at 13 77 88 with your specialist's name and their registration number (Australian Health Practitioner Registration Agency [Ahpra]). Service NSW will verify your provider and add them to the Specialist list if eligible.

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Fertility Treatment Rebate

Who is eligible to claim the Fertility Treatment Rebate?

To be eligible for the rebate you must:

  • be a NSW resident
  • be a woman who has undergone an Assistive Reproductive Technology (ART) treatment in a private clinic. ​NSW Health acknowledges that people in the transgender community, or who are non-binary, may receive fertility treatment but may not identify as women
  • have received treatment from a provider accredited ART treatmentby the Reproductive Treatment Accreditation Committee (RTAC) of the Reproductive Technology Accreditation Society of Australia
  • have incurred an out-of-pocket cost for an ART treatment undertaken at a private clinic.

How much is the rebate?

The rebate is $2000. Eligible applicants may claim the $2,000 rebate if they have incurred an eligible out-of-pocket cost for fertility treatment from an accredited ART provider.

(Video) Successful IVF treatment after failed attempts. Advanced maternal age – options #IVFWEBINARS

Which treatments does the rebate cover?

Applicants can claim the rebate for out-of-pocket costs associated with ART treatment. This includes artificial insemination, in-vitro fertilisation (IVF), gamete intrafallopian transfer and any related treatment or procedure that is outlined in the Fertility Treatment Rebate Terms and Conditions.

How many times can I apply for the rebate?

You can only receive this rebate once.

If I receive this rebate, am I still eligible for the Pre-IVF Testing Rebate?

Yes, these are two separate rebates. Receiving the Pre-IVF Testing Rebate will not disqualify you from applying for the fertility treatment rebate. The Pre-IVF Testing Rebate covers four fertility tests (listed above), while the new fertility treatment rebate covers fertility treatments that have been undertaken at a private clinic.

Howdo I claimthe rebate?

To claim the rebate:

  • Visit the Service NSW Fertility Treatment Rebate page and click Apply Online
  • Log in to your MyServiceNSW account, or create an account if you do not have one
  • Upload the signed Fertility Treatment Rebate Form [PDF] and one receipt for fertility treatment
  • You may also apply for this rebate in person at any Service NSW Service Centre

If your application is approved, the rebate will be transferred into your nominated bank account within 28 working days. For information on the status or outcome of your claim, contact Service NSW on 13 77 88.

Are there any exclusions to the rebate?

The following costs are unable to be claimed for this rebate:

  • any component of cost for treatment that has already been reimbursed by another government program or rebate, such as Medicare
  • costs for treatments that are for the sole purpose of fertility preservation
  • costs for treatments incurred from the publicly supported lower cost IVF programs at the following clinics:
    • Fertility Unit at Royal Prince Alfred Hospital
    • Westmead Fertility Centre linked with Westmead Hospital
    • Fertility and Research Centre at the Royal Hospital for Women

The rebate is not available to patients:

  • with an out of pocket cost associated with publicly supported lower cost IVF treatment
  • for the sole purpose of fertility preservation.

If you are accessing lower cost IVF through one of the publicly supported clinics, any out-of-pocket costs associated with this treatment are ineligible for this rebate. However, this does not exclude you from claiming the rebate at a future date if you have out-of-pocket costs associated with treatment outside of a publicly supported clinic. This rebate also does not apply the storage of eggs, ovarian tissue or sperm for the sole purpose of fertility preservation.

What documentation will I need to provide to claim this rebate?

You will need proof of an out-of-pocket cost incurred at an accredited private clinic. This may be an invoice or receipt of payment from the clinic.

You will also need a Fertility Treatment Declaration Form [PDF] fully completed by the ART Provider’s authorised representative and evidence detailing:

  • the full name of the person who received the treatment
  • a description of the ART treatment received
  • the date the treatment was received
  • the out-of-pocket amount of each treatment claimed
  • details of the ART Provider, including the fertility specialist’s name, the ART Provider’s name and address providing the ART treatment, and the RTAC certified Unit Number.

Can I claim either of these rebates at Service NSW Service Centres and Contact Centres?

Yes, you can claim both of these rebates in person at any Service NSW Service Centre.

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Government supported IVF Clinics

How do I access lower cost IVF treatment?

Any NSW resident who is eligible for Medicare and who is referred by their doctor can access the publicly supported IVF clinics. The clinic must also deem IVF treatment clinically appropriate for the patient.

To access this service, please contact your GP for a referral. Alternatively, one or more of the IVF clinics participating in the initiative can provide you with personalised advice.

How much does IVF treatment cost at publicly supported IVF clinics?

Under the initiative patient's out-of-pocket expenses, after claiming Medicare, will not exceed $1,000 for an IVF cycle or $765 for a Frozen Embryo Treatment (FET) cycle. There is an extra fee for any patient who uses donor gametes as this involves a service which is additional to the standard IVF cycle.

Out-of-pocket costs at the three government supported clinics are substantially lower than most private clinics.There are otheraccredited assisted reproductive technology providersin NSW. Some of these clinics also offer lower cost treatment options, including private centres that offer bulk-billing for cycle fees.

Are same sex couples eligible for the lower cost IVF treatment?

All women and men are eligible for lower cost IVF treatment, provided that an IVF clinic specialist determines that IVF treatment is clinically appropriate for them.

Are single women who want to use donor sperm eligible?

Yes. Any woman with a confirmed fertility issue can be considered for lower cost treatment where clinically appropriate. However, in line with the Assisted Reproductive Technology (ART) Act 2007, all publicly supported IVF clinics require that donor sperm (or oocytes) must be from a known donor.

Do the publicly supported clinics provide frozen embryo transfer (FET) services?

Yes, all publicly supported clinics offer frozen embryo transfer (FET). During the IVF cycle, a number of eggs may be collected during the retrieval stage. All publicly supported clinics will freeze the extra eggs and can then do an FET cycle should the IVF cycle not be successful.

Is the cost of genetic testing included in the lower cost IVF treatment?

Preimplantation genetic testing of any type is not supported by the initiative. The publicly supported clinics may offer genetic testing as part of the IVF treatment cycle at an additional cost.

Will patients of the lower cost IVF clinics be subject to financial means testing?

No. Clinics will not means test their patients under this initiative. The clinics are responsible for supporting women from priority populations including people who may need access to culturally sensitive services or who might have difficulty affording IVF treatment. Clinics may prioritise access to IVF treatment for women in these target groups.

Will clinics have a waiting list?

If demand is higher than can be met by a clinic then patients will have the option to join a waiting list or access treatment at another registered clinic.

What if I am in a regional or remote location?

The clinics involved in the initiative are committed to supporting increased access to their services for patients in rural and regional areas. People based in a regional or remote location may be eligible for financial assistance for specialist treatment under theIsolated Patient Travel and Accommodation Scheme (IPTAAS).

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Fertility Preservation Service

How does this service benefit patients with a medical need?

The side effects of chemotherapy, radiotherapy and other treatments can leave patients infertile, adding to the psychological and emotional burden of a medical diagnosis and treatment. There is usually only a small window of time to freeze eggs, ovarian tissue or sperm prior to a patient receiving potentially sterilising treatment.

The state-wide fertility preservation service provides these patients with access to the latest technology, research and comprehensive ongoing fertility treatment to give them the best chance of having a family in the future.

Who is eligible for this service?

Any NSW resident with a medical need who is referred by their doctor can access the fertility preservation service at the Fertility and Research Centre.The Fertility and Research Centre at The Royal Hospital for Women(9382 6666)

What if I am in a regional or remote location?

People based in a regional or remote location may be eligible for financial assistance for specialist treatment under theIsolated Patient Travel and Accommodation Scheme (IPTAAS).

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What about my privacy?

The NSW Government will manage rebate records, including the Pre-IVF Fertility Testing Rebate Form and related attachments, in accordance with NSW privacy laws, including the Health Records and Information Privacy Act 2002. This is outlined in the Privacy Statement for Specialists and the Privacy Statement for Patients.

To protect your privacy, the NSW Ministry of Health does not accept personal information via email. When applying for the Pre-IVF Testing Rebate your personal information provided via the Service NSW application will be held in a secure database maintained by Service NSW and accessible to NSW Ministry of Health.

More information on how your personal information is managed can be found at Privacy and Service NSW - Privacy.

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What questions to ask when considering IVF? ›

10 IVF Questions to Ask Your Doctor
  • Am I a candidate for “Mini IVF” or “Natural IVF”?
  • What are my options for embryos that won't be used?
  • How many eggs will you try to retrieve?
  • Will you use a 3-day or 5-day transfer?
  • Are my embryos, eggs and / sperm stored onsite or at another location?
May 23, 2018

What are some arguments against IVF? ›

There is evidence that high oestrogen levels associated with high stimulation IVF can increase the risk of prematurity and low birth weight in babies. There is growing evidence that giving high stimulation during IVF increases the chance that a baby is born prematurely and with lower birth weight.

What questions should I ask at my first IVF consultation? ›

Top 10 Questions to Ask Your IVF Physician During Your First Visit
  • Which is better for me if I have unexplained infertility: IUI or IVF? ...
  • Is there an age limit for treatment? ...
  • What tests need to be done before starting IVF treatment? ...
  • How long is the IVF process expected to take from start to finish?
Apr 7, 2022

What is an ethical question about IVF? ›

Commercialization of IVF

Ethical questions that are often raised in the debate include equity, possible exploitation of need and hope, consent that is truly informed, and the many components of marketing ethics.

What do you wish you knew before starting IVF? ›

You will feel bloated and moody and even look pregnant.

While the goal of IVF is to grow multiple follicles (ideally, 10 to 20 eggs), this can cause some side effects. These include bloating, nausea, breast tenderness, and some mood changes. Usually, these are mild and abate with the end of the IVF cycle.

What is the biggest problem with IVF? ›

The failure to implant embryos into the uterus lining is one of the major reasons for failure of IVF. The doctors are yet to find out the exact reasons for the unsuccessful attempt. The misfiring of the attempt can happen due to two reasons; either due to the problem of the embryo or because of the uterus.

What are 3 disadvantages of IVF? ›

Risks of IVF include:
  • Multiple births. IVF increases the risk of multiple births if more than one embryo is transferred to your uterus. ...
  • Premature delivery and low birth weight. ...
  • Ovarian hyperstimulation syndrome. ...
  • Miscarriage. ...
  • Egg-retrieval procedure complications. ...
  • Ectopic pregnancy. ...
  • Birth defects. ...
  • Cancer.
Sep 10, 2021

What are 2 ethical issues with IVF? ›

There are a range of other ethical issues IVF gives rise to: the quality of consent obtained from the parties. the motivation of the parents. the uses and implications of pre-implantation genetic diagnosis.

How long is the IVF process from start to finish? ›

An average IVF cycle takes about 6 to 8 weeks from consultation to transfer, but depending on the specific circumstances of each the path is similar for every patient. What varies is how your body responds at each stage. IS IVF RIGHT FOR YOU? DOWNLOAD YOUR FREE GUIDE TO FERTILITY TREATMENTS.

How can I make my IVF successful at first attempt? ›

How to Increase Your Chances of IVF Success
  1. Maintain a healthy weight. ...
  2. Optimize sperm health. ...
  3. Partner with an excellent doctor and embryology laboratory. ...
  4. Reduce your stress. ...
  5. Quit smoking. ...
  6. Look into taking supplements. ...
  7. Ensure you have adequate levels of vitamin D. ...
  8. Focus on persistence and patience.
Nov 23, 2022

Can you negotiate IVF? ›

These prices are generally flat and often represent the costs patients are typically quoted when they call a clinic to ask what IVF will cost. We've seen patients negotiate discounts for up to 10% and, according to our data, 27% of all U.S. patients have this fee covered entirely by insurance.

What are common ethical questions? ›

Should you or should you not let them? Is it fair to the others in the class? What harm can it cause to you or others?

Why is IVF a controversial issue? ›

There are, however, other reasons why IVF is wrong: babies are treated as objects created in a sort of assembly line with the involvement of many different workers and quality control. The children born through IVF may have a greater incidence of complications at birth, and an increase in birth defects.

What are the social issues with IVF? ›

Therefore, often results in emotional and financial loss. Children born through methods like IVF are more prone to complications like mental retardation, chronic lung problems, cerebral palsy and learning disabilities. Another social issue is the concern of age.

What should you not do when starting IVF? ›

Lifestyle choices that should be avoided before starting IVF treatment include cigarette smoking, alcohol consumption, illicit drugs, and intensive exercise. Rapid weight loss immediately before an IVF cycle should also be avoided as it is related to a reduced pregnancy rate.

Do you tell people you're going through IVF? ›

Let them know from the start: “I want to tell you that we're doing IVF at the moment, but please don't ask me any questions about it. If there comes a point when I'm ready to chat about it or give you an update, I'll let you know.” Don't want any pity or sympathy? Make it known!

What is the first step to starting IVF? ›

IVF Step-by-Step
  • Step 1: Control Ovarian Hyperstimulation (COH) ...
  • Step 2: Egg Retrieval. ...
  • Step 3: Fertilization and Embryo Culture. ...
  • Step 4: Embryo Quality. ...
  • Step 5: Embryo Transfer. ...
  • Laser Assisted Hatching. ...
  • Cryopreservation. ...
  • Microsurgical Epididymal Sperm Aspiration (MESA) or Testicular Sperm Extraction (TESE)

What are the dark side of IVF? ›

Conceiving with IVF does carry an increased risk of pregnancy complications. In particular, there is an increased risk of preterm birth, low birth weight, hypertension, maternal gestational diabetes, and placental complications⁷.

What is the most crucial part of IVF? ›

Embryo Transfer – Some believe the embryo transfer process is the most critical step in the entire process of IVF treatments. The health of embryos and successful implant in the uterus depend on a flawless transfer. Any snag with timing or biological factors can be detrimental to the process.

Can IVF babies have autism? ›

No significant association was found between IVF and ASDs (adjusted odds ratio (OR): 0.9, 95% confidence interval (CI): 0.7–1.3) or its subtypes childhood autism (OR: 0.8, 95% CI: 0.4–1.5), Asperger's syndrome (OR: 0.9, 95% CI: 0.5–1.6) or other pervasive developmental disorder (OR: 1.0, 95% CI: 0.6–1.6).

Do IVF babies look like their parents? ›

The possibility of the IVF resembling its mother is thin as a donor egg doesn't share any of its genes with its intended mother. Nonetheless, if the sperm used is that of her partner, the baby may look like its father. This is simply because both share the same genetics.

What makes IVF fail? ›

Most fertility specialists believe that in more than 95% of IVF failures it is due to arrest of the embryos. Embryonic arrest is quite often due to chromosomal or other genetic abnormalities in those embryos that made them too “weak” to continue normal development and sustained implantation.

Why does IVF fail 3 times? ›

A failed IVF cycle could be due to the presence of too many or too few chromosomes or structural abnormality in the chromosomes. You can opt for preimplantation genetic testing to be done. A sample of cells from the embryo is taken and examined in our IVF lab for chromosomal abnormalities.

What are the misuses of IVF? ›

Their research turned up examples of hormonal experimentation, dishonesty about implications of sperm donation, poor-quality research, financial abuse, unethical research and fraud, over-promising about results, loss of contact with people whose embryos are in storage, and failure to collect data on research ...

What do you think are the pros and cons of IVF? ›

Pros and Cons of IVF
  • Fallopian Tubes Not Necessary. A woman's fallopian tubes may become blocked due to a previous pelvic infection such as appendicitis or chlamydia. ...
  • Low Sperm Count. ...
  • Lowered Chance of Abnormality. ...
  • Multiple Pregnancy. ...
  • No/Fewer Eggs Collected Than Expected. ...
  • Emotional Toll.

What is the success rate of IVF? ›

IVF Success Rates Under 35

The Society for Reproductive Technology (SART) states that for women under 35, the percentage of live births via IVF is 55.6%. Live births per first embryo transfer is 41.4%. With a later embryo transfer, the live births percentage is around 47%.

How often is IVF successful first time? ›

Overall, first-time IVF success rates often fall between 25-30% for most intended parents. However, this probability tends to increase after multiple IVF cycles.

How many eggs are typically retrieved in an IVF cycle? ›

In general, an average of 8 to 14 eggs are typically retrieved from a woman's ovaries with IVF; however, its ultimately not the number of eggs that matter but the quality. 1 high quality egg is better than 20 poor quality eggs when it comes to success rates.

Does IVF usually fail first time? ›

It's actually quite common for the first IVF cycle to fail and patients often choose to continue to pay for treatment privately until they fall pregnant. Three cycles reportedly have a cumulative effect and increase the chances of pregnancy by around 45-53%.

How many rounds of IVF is average? ›

“For most couples – and certainly those where the woman is younger than 40 and those of any age using donor eggs – two-thirds will achieve a live birth after five or six treatment cycles. This will take, on average, two years and is similar to rates that couples conceiving naturally take in one year.”

What to do after 3 failed IVF attempts? ›

Your doctor will advise you after each failure and recommend testing before you move forward. At that point you do have options, depending on the results of those tests. Doctors advise preimplantation genetic testing for those who have multiple IVF failures.

How do I prepare my body for IVF? ›

How to Prepare for IVF
  1. Eat a healthy, well balanced diet.
  2. Start taking prenatal vitamins.
  3. Maintain a healthy weight.
  4. Stop smoking, drinking alcohol and recreational drugs.
Nov 10, 2020

Do you have to pay again if IVF fails? ›

IVF refund programs offer the possibility of a full or partial refund if IVF treatment is not successful. These programs are sometimes called IVF shared risk because the clinic is also taking a risk that they will need to return some or all of the money.

Where is the cheapest IVF in the world? ›

Fortunately, Iran has the lowest IVF price in the world, as healthcare services and daily expenses are very low in this country. In general, the cost of IVF in Iran starts from $1.200 per cycle, but this number may increase to $2.500 if additional tests and examinations are required.

Can you be denied IVF? ›

Yes. Fertility programs can withhold services if there are signs that patients will not be able to care for child(ren). Services should not be withheld without good reason and it should happen only after a careful assessment has been made by the clinical team.

What questions should I ask at a fertility appointment? ›

Five Questions to Ask During an Initial Fertility Consultation
  • What types of tests do you recommend? ...
  • Are there any lifestyle changes I should make? ...
  • What types of fertility treatment does your clinic offer? ...
  • What is the general timeline going forward? ...
  • What are your payment and insurance options?
Nov 27, 2019

How do you decide if I should do IVF? ›

Let's look at some of the most common indicators when considering IVF:
  1. Blocked fallopian tubes or tubal ligation.
  2. Advanced maternal age in a woman (over 38 years of age)
  3. Lower than usual quantity of eggs.
  4. Severe endometriosis.
  5. A history of over two failed cycles of ovarian stimulation.
  6. Male infertility or a past vasectomy.
May 9, 2022

How do I decide if I want to have IVF? ›

How to decide whether to try IVF (or other options like an IUI)
  1. Cost. ...
  2. Your specific case. ...
  3. Genetic concerns that PGT-A screening would be indicated. ...
  4. Statistical chances of pregnancy success with IVF vs IUI. ...
  5. Access. ...
  6. Age. ...
  7. Other lifestyle and environmental factors that could affect fertility.
Feb 23, 2021

How to financially prepare for IVF? ›

How to Make an IVF Payment Plan
  1. Find Out How Much It Will Cost.
  2. Determine What Your Insurance Will Cover.
  3. Review Your Personal Finances.
  4. Evaluate Your Borrowing Options.
  5. Ask for Help.
  6. Give Yourself Time to Make a Plan.
Jul 30, 2022

What is discussed at IVF consultation? ›

You'll be asked questions about both your medical and fertility history, including your menstrual cycles, experiences of pain during intercourse, any past fertility treatment, how long you've been trying to conceive, how often and when you're timing intercourse, and more.

What to expect at an IVF consultation? ›

During your first meeting, the doctor or nurse practitioner will discuss your and your partner's (if applicable) medical histories with you. They will then outline the necessary fertility tests that both of you will need to undertake in order to help find out why you are having difficulty conceiving.

At what point do most IVF fail? ›

Poor egg quality often leads to poor-quality embryos. This means that embryos with low-quality eggs frequently fail to fully develop. If by the third day in the lab the embryo has not achieved a six to eight-cell stage or doesn't have a regular shape, these embryos can't be used for the embryo transfer phase of IVF.

What is the most critical step in IVF? ›

Embryo transfer is arguably the most critical step in the IVF process. On the surface, it seems like a relatively simple procedure. The embryos are loaded in a catheter and the physician deposits them through the cervical canal into the uterine cavity.

Do you choose gender with IVF? ›

What is sex selection with IVF? This is the process of a couple or individual choosing the genetic sex of the child, boy or girl, by testing the embryo(s) created through IVF before one is implanted in the uterus. Sex selection is only possible using IVF embryos.

How many rounds of IVF are free? ›

What are the criteria for receiving IVF treatment on the NHS? According to NICE, women under 40 should be offered three rounds of NHS-funded IVF treatment if they've been trying unsuccessfully to start a family for two or more years, or if they've had 12 or more unsuccessful rounds of artificial insemination.

Should I choose gender with IVF? ›

IVF and Gender Selection

This is an option with IVF. Intended parents consider gender selection for many reasons, the most prominent being that gender selection can help prevent genetic diseases. Since many disorders are sex-linked, choosing the gender can sometimes allow for a better chance of healthy embryos.

Can you negotiate IVF cost? ›

These prices are generally flat and often represent the costs patients are typically quoted when they call a clinic to ask what IVF will cost. We've seen patients negotiate discounts for up to 10% and, according to our data, 27% of all U.S. patients have this fee covered entirely by insurance.

How do families afford IVF? ›

If loans or credit cards aren't an option for IVF financing, there are foundations, organizations and some treatment centers that offer grants — money that doesn't need to be repaid — for infertility treatments. Some grants may cover a portion of IVF treatment, while others pay for an entire cycle.

What is the average cost of IVF does it include everything you need? ›

On average, the cost to have IVF treatment done in California across major cities ranges between $8,000 to $13,000 for one IVF cycle without the medication. California state requires insurance companies to have some form of coverage for intended parents looking to take part in infertility treatment.


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